Built for BHPH Dealers

Automate your entire collections operation

Payments, SMS reminders, WhatsApp notifications, and risk monitoring—all running on autopilot so you can focus on selling cars.

paymind.joarciniegas.cloud/dealer/dashboard

COLLECTED

$148,230

ACTIVE LOANS

312

DELINQUENT

18

REPO ALERT

3

Monthly Collections

Recovery Rate

91.3%

Active Portfolio

$2.4M

Avg Ticket

$475

Delinquency

5.8%

Powered by

💳Stripe
📱Twilio
💬WhatsApp
✉️Resend
🗄️PostgreSQL
💳Stripe
📱Twilio
💬WhatsApp
✉️Resend
🗄️PostgreSQL
💳Stripe
📱Twilio
💬WhatsApp
✉️Resend
🗄️PostgreSQL
💳Stripe
📱Twilio
💬WhatsApp
✉️Resend
🗄️PostgreSQL
Features

Everything you need to collect on time

Six integrated systems working together so your collections run themselves.

Automated Payments

Stripe Connect with autopay, ACH, card processing, and intelligent retry logic. Never chase a payment again.

SMS Reminders

Bilingual Twilio-powered reminders with smart scheduling before, on, and after due dates.

WhatsApp Notifications

Rich messages via Evolution API. Payment confirmations, reminders, and status updates where customers actually read them.

Email Communications

Branded templates via Resend with DKIM, SPF, and DMARC. Transactional emails that land in inbox, not spam.

Risk Intelligence

6-level delinquency escalation with real-time alerts. Know who needs attention before it becomes a repo.

Customer Portal

Magic link login for customers. Self-service payments, balance checks, and payment history in English and Spanish.

Impact

Measurable results from day one

+22%

Faster collections

automated workflows

-40%

Admin time reduction

loan ops overhead

24/7

Risk visibility

real-time delinquency

$180K

Annual recovery gain

per 300 active loans

How It Works

Up and running in three steps

01

Connect

Link your Stripe account in minutes. We handle onboarding, KYC, and payout configuration automatically.

02

Import

Add your customers and loan details. Set payment schedules, amounts, and notification preferences.

03

Collect

AutoPay charges cards on schedule. Smart reminders go out via SMS, WhatsApp, and email. You monitor everything from one dashboard.

Pricing

Simple, flat-rate pricing

No per-transaction fees. No hidden charges. One price, everything included.

All-inclusive

$2,000/mo

per dealership

Unlimited customers & loans
Stripe Connect autopay & retries
SMS, Email & WhatsApp reminders
Risk intelligence & alerts
Customer self-service portal
Real-time dashboard & reports
Dedicated onboarding support
Get Started

Ready to automate your collections?

Join dealers already running their entire BHPH operation on PayMind. Set up takes less than a day.